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Cashdash - Business Loan
Certificate No : DIPP49396

Recognized as a Startup by DIPP

Department of Industrial Policy & Promotion
Ministry of Commerce & Industry
Government of India

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We Exist Because..

India is 5th largest and one of the world’s fastest growing economies. A country of enterprising billions.

There are 57 million SMEs in the country, which reflects how irrepressible our entrepreneurial ethos are. SMEs in agriculture, trading, retailing and manufacturing are the driving forces which add firepower to the economy. The grunt work of millions of small entrepreneurs ensure that economic value gets created against all odds.

At Cashdash, we strongly believe that Small and Micro Enterprises will play a central role in blazing the Indian economy to the ambitious 5 trillion mark. We also reckon that the risk of lending to Small & Micro segment has been overestimated mainly due to business cycles not being symmetrical. This is how our ‘nuts and bolts’ economy works and the financial system has to accommodate this reality.

We believe in small business. The neighbourhood mithai shop, the always-crowded hardware shop, the hairdressing salon which has been a part of the local community for years. The family bakery business that is flocked by all. The food joint on the corner that’s more celebrated than a multinational chain on the high street.

Hard-working small businesses have been made to feel neglected for too long.

Stop borrowing like you are still in the bygone. Up your game with Cashdash.

Why borrow from Cashdash?

Here are multiple thinking that you may want to do with an Instant Pre Approved loan from CashDash

  • It takes an average of 29 hours to complete documents and apply with a traditional lender
  • Small businesses who manage to get approved wait 2-5 days to find out
  • After approval with a traditional lender, it takes about 7-10 days to get funding
  • Traditional lenders reject high percentage of small business owners
  • Documents are needed upfront before your credit assessment begins
  • The loan amount, pricing and terms are not even known till you reach agreement stage
  • Our online application takes just 3 minutes
  • You can get approved within 2-3 hours, and sometimes in as little as 1 hour
  • Time taken to remit funds vary by loan type and speed of collaboration, but you can often access your capital in as little as 24 hours
  • We end up giving funding to higher number (compared to traditional lenders) of small business owners who apply with us. This is possible due to our ability to assess applicants using 360 flywheel approach and tech-enabled credit processes
  • Using tech, we are able to eliminate 80% of documents. Whatever little we need is only after we have given you a final approval
  • Our 100% transparent pricing is placed on the website alongwith a funding-calculator. In 70%+ final approved cases, we honour the loan amount approved by online system and shown to you within first 2 minutes of your application process

How it works

Fast & Easy Loan Process

1

Online application

Apply online within a minute. We only ask for the minimum number of essential questions needed to decide your loan eligibility. Our online loan application form has only 9 mandatory fields. Upload your recent 3 months’ bank statements or link your internet banking account.

We have sleepless nights after we say 'sorry' to a business owner, so make sure you fill the application form as accurately as possible.

2

Get credit decision

Cashdash evaluates your application in real-time basis your credit history, banking behaviour and few other scoring parameters, so that you can get the best and fastest possible funding.

You will be provided with a decision in minutes - absolutely free and without any obligations. The approval remains valid for 30 days. Your personal and business information is always safe and secure with us.

3

Get Your Cash

We aim to have the funds in your bank account in 4 working hours, if you too are in hurry and ready to play along.

Repay the loan in standard instalments over 6 or 12 months or choose to pay early and save on interest and fee. We have no prepayment charges after lock-in period. Our costs are transparent and easy to understand so that you know exactly how much needs to be repaid. Start growing your business today!

Why people choose us

No collateral. No guarantee. Minimal paperwork Powered by the best-in-class financial institutions
Get started in 5 Minutes
Shorter Tenor
Repay fast and save cost. Our flexible repayment plan and flexible prepayment options puts complete power in your hand
Get started in 5 Minutes
Instant Approval
Our technology enabled processes ensures an instant in-principal approval and an agile post-sanction process
No Personal Guarantee
Dashboard
Intuitive dashboard to view statements and manage loan Account on your own. Control how you use the funds
Flexible Controls
Transparent Pricing
We try to communicate with you in as straight a manner as possible, with no jargon and legalese
Flexible Controls
Speed in Action
At cashdash, we have a bias for decision and action. We shall not leave you waiting and anticipating
Advanced Protection
AweSME Support
We know that generic solutions rarely solve unique needs, thus our communication channels are always open

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