Who can qualify for cashdash funding?

Our minimum qualification requirements are less fastidious than banks.
Our focus is on finding ways to fund your business.

Good Credit Score
Above 21 years of age
Salaried Professional
Resident of India
Valid Bank Account
Pan Card or Voter Id Card/Driving Licence
Bank Statements for the last three months
Salary Slip for last three months

You will use the funds for:

Here are multiple thinking that you may want to do with an Instant Pre Approved loan from CashDash

Loan EMI Calculator

Our repayment is quite simple. We have 2 fixed repayment durations of 6 Months and 12 Months. Every month you pay back fixed equal part [ 1⁄6th or 1⁄12th ] of the total advanced amount (depending on which of the 2 plans you have chosen) plus the monthly interest cost. Total Monthly Costs are between 1.8% - 2.0% of your advanced amount for the first 3 months and 1.5% - 1.8% for each of the remaining months. You can pay early and save.


Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A Personal loan is an unsecured loan that can be availed for any personal purpose such as home renovation, wedding, medical emergencies, travelling, debt repayments, bill payments and more. Unlike other loans, Personal Loan does not require any collateral or security and can be easily availed with minimum documentation. Like any other loan, you can repay Personal Loan with EMI (Equated Monthly Instalments); debited from your bank account. Fulfil our easy-to-meet eligibility parameters and basic documentation process to avail the money you need within the same day of approval.

To avail the Personal Loan, all you need to do is submit the loan application form. On meeting the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

Funds from Personal Loan can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, purchase of new techno-gadgets, for the use of home renovation, and many more reasons.

When you apply for Cash Dash Instant Personal Loan, you can get the required funds instantly. Not just that, Cash Dash Instant offers loan up to Rs 12 Lacs at pocket friendly EMIs starting Rs. 2,162/lac with flexible repayment tenure of up to 5 years.

You can repay your Personal Loan via two methods. Set up an auto-debit instruction through your bank account on a stipulated date every month to repay your EMI.

You can use the EMI Calculator to know your EMI amount before applying for the Personal Loan.

You can check up on your Personal Loan Status with our Cash Dash all-purpose Loan Application online facility.


Business loans are essential and they tend to help a small business grow in the right possible way. Additionally, business loans can be an imperative medium for maintaining business for important business operations.

Customized business loans are something new that certainly helps a startup or a new business. A business loan is very important when going forward with a venture/business that will give an edge in this competitive age.

Loan Type Tenure Loan Amount Repayment method
EMI based Working Capital Loans Up to 12 months Up to Rs. 2 Lakhs Monthly


Effortlessly Fast Business Loan Processing

Well, processing usually takes a lot of time and to cut this off we have implemented out the online-only loan application procedure. By doing this, it gives us to cut-off numerous manual works and we offer you same-day approvals of loan.

Business Loans of upto Rs. 2 Lakhs

The range of Business loans we offer starts from Rs. 50,000 to Rs.  2,00,000  to eligible Micro Enterprises like Retailers and Service Providers.

No Valuable Assets Required for Security

We at CashDash don’t ask you for your valuable assets for as collateral. We provide you unsecured business loans that don’t need any security. So, take it easy!

Transparent Interest Rates

We utilize proprietary big data as well as machine learning tools to get to the lowest possible interest rates on business loans for you. This implies that the interest rates you get from us are certainly one of the ideal rates for your business.

Extension of Loan Tenure

We understand that there may be times when your business might be going through temporary issues, and to make it easier for you we do have an extension of your loan tenure.

Flexibility In Repayments

We believe in flexibility and our business loans stick with that. Our business loans can be repaid either in terms of bi-weekly or monthly EMIs.

The EMI feature of ours provides you to pace your repayments in terms of your sales cycle or invoicing. To make it clear, if the sales of your business are going on well, you can repay your business loan twice the times faster with the bi-weekly option of EMI.


Keeping Your Ownership

There is absolutely no risk of losing your assets or giving up precious stock since it is an unsecured business loan. Our business loans provide you to keep your ownership intact and also offering you funds to make your business grow.

Fast Processing

What means by faster processing for your business/startup? Well, this allows you for faster credit for your business. With having a business loan on time, your operations will work smoother and faster than you have planned as well as improve your chances of getting a wider margin of profit.

Improvement in Credit Score

Business loans from CashDash are the way to go in case you need to improve your credit score. This is possible because we report loan accounts to every credit bureau.


Criteria to be fulfilled

The business should not be under the excluded list for SBA finance.

The location of your business should not be in the negative location list.

NGOs, Trusts, and institutions of charity are not permitted for small business loans.

There should be a minimum turnover of RS. 18 Lakhs in previous financial year.

Documents to be submitted

Pan Card Copy

Business Registration Proof

Bank Statement for 12 months

Company Pan Card Copy


Short-term loans – These loans usually have a shorter duration of repayment window that can be from 3 months to about 15 months. We at CashDash provide short-term loans starting from a period of 1-24 months, which helps out SMEs and increase the convenience.

Equity Funding – Owners have the option of raising funds by depriving their share in the organization in place of capital investment.

Bank Overdraft – This feature allows a businessman to withdraw cash till a sanctioned limit from their account, even If the real balance is lower. The additional amount is taken as a business loan, which can be repaid with an extra interest in it.

Equipment Finance – Equipment Finance is well known for improving working capital and also cash flow. In simple terms, it is the utilization of a loan for purchasing hard assets. This comes under secured business loans as the owner has the rights over the equipment in case of a situation of default.


Many Business loans have their way of getting repaid. One easy way though is through an EMI (Equated Monthly Installments). The loan gets partitioned into many parts and it is paid monthly with a fixed sum according to your comfort and need.

An EMI is beneficial for any small and medium businesses and it gives them more breathing space and also let them concentrate on their higher expansions.

We at CashDash provide flexible business loans EMIs that will make it easier for you to repay a business loan twice the speed faster by going for bi-weekly repayments. Faster repayments lead to a faster access to re-finance for a similar amount or even larger.


Business loans can be beneficial for the growth of your venture, business that can take long strides towards success. But, it also can be a source to ruin everything in case a proper plan has not been executed.

The thing about SME loans is that they tend to have shorter duration repayment tenure and in case an SME is applying for a loan amount that is too high, that will drastically increase the EMI amount.

Another instance can be, your business is going through a period of dry sales, servicing the loan can cause numerous problems like an increased amount of debt. Let’s go through some of the things that need to be kept in mind:

Did you check out other options for your business?

The most common purpose of taking a business loan is because you require capital for funding an imperative task. But, a business loan is not just a solitary option as there are others too. Increasing production cost reduction mechanisms, and sales to a limited extent are some other options too as compared to business loans.

It is essential to first look at the possible options you have in your hand, rather than going up for business loans.

In what way you are planning to use the loan money?

Having a clear head on where to use the business loan, and having a proper plan in advance can be the path to success in your business. For example, CashDash Business loans can be easily renewed once the repayment procedure is completed, this way you can already start a new project instantly after finishing the current one.

Additionally, not having a proper plan about how to go about with the loan money can lead to loan funds getting wasted as they get used up for non-important things. This will rather increase your debt, so it is essential in being smart about knowing how to use money from business loans.

Does a business loan turn out to be beneficial for your business?

Any kind of capital investment is certainly beneficial for your business. But, in a case where you do have the play of repayment but it is not yielding your business the growth you have been expecting, you should re-think your decision of going for a business loan. Discuss with your business partners and other imperative members that can help you out in going in for a business loan or not.

One must only go for a business loan when he/she thinks it is worth to go for it and brings you the desired growth in your venture/business.

Helping small business-owners advance towards their ambition and success is what we treasure doing...